
This is not a pic of me. That’s just some unfortunate soul who happened to be booked on CNBC the moment the world paid you to take oil. Perfectly normal.
Meet “Retirement Larry”
Hi. Larry Letterio here. I’m a newly retired private wealth manager, using this space to talk about Capital, Classic Cars, Cooking, and Critters (the essential 4-C’s!). The plan is to chat about how investing and everyday experiences can end up compounding into a full life.
After 30+ years of managing family offices, and a few more than that as a husband, “car guy” and multiple pet owner, I have lots of stories to tell. I hope you’ll join in.
Please note: As of December 31, 2026 I retired from being registered as an investment advisor, and am no longer associated with any RIA or brokerage firm. Nothing on this website should be considered investment advice. It’s 100%, unfiltered, unregistered, non-compensated opinion. You can decide for yourself what value to place on free opinions!

Koda is not impressed with my website development skills.
Perspectives Beyond the Balance Sheet
This is my first attempt at building a website. I know… it’s not 1995 anymore, but I was busy 😜! Once I get things figured out, you’ll find light-hearted market commentary, stuff about classic cars, talk about good food, and stories about the dogs, cats, and chickens who remind us that not all valuable assets appear on an account statement.
Stick around. This will probably get better.